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Pet Health Insurance

Pet Health Insurance

Looking for Pet Health Insurance in Florida?

Just like everyone else in your family, pets get sick sometimes. In fact, one in three pets will need unexpected veterinary care each year. And it isn’t just older dogs and cats, either. According to 2010 Petplan claims data, dogs under the age of one are actually 2.5 times more likely than their older brethren to have an unexpected visit to the vet. And while every parent wants to provide their pets with the best care possible, sometimes the high costs can force you to ask your vet for less expensive alternatives. Pets bring great joy to a family, but they can also be very expensive to care for.
Dog & Cat
As pet parents, we want to provide our dogs and cats with the best possible care, no matter what. But when accidents and illnesses come up unexpectedly, the costs can quickly run in to the hundreds, and even thousands, of dollars. Pet insurance gives you the peace of mind that, in the event that your pet becomes sick or injured, your expenses will be covered. As technology has improved in recent years, so has the overall quality of veterinary care. However, these improvements have resulted in higher costs and tougher decisions for pet owners. The last thing EnsureUp wants is for you to have to forgo a potentially life-saving surgery for your family pet, because you cannot afford it.
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    Homeowners Insurance

    Homeowners insurance

    Need a Homeowners Insurance comparison in Miami?

    If you’re like most homeowners in Miami, your home is your most valuable asset, and should be protected as such. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands the importance of the place you call home.

    EnsureUp can help you find the best homeowners insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and competitive pricing.

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    Homeowners insurance policies

    Note: if you are looking for homeowners insurance for a rental property, or home that is un-occupied, you cannot use traditional homeowners insurance. You need a “specialty dwelling” policy which we can also help you with.

    Regardless of whether you live in Miami or any other part of Florida, homeowners insurance is one of the most important insurance policies you could ever own.

    It’s important to understand that no two homeowners insurance policies are created equal though. Different insurance companies offer different levels of coverage, different endorsements and riders, and have different conditions and limitations.

    Property insurance

    Miami Homeowners Insurance

    If you’re not using an independent agent in Miami like us, it can be hard, if not impossible to tell the difference between two homeowners insurance policies.

    Whether you own or rent, insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you.

    Homeowners insurance policies differ by which losses are covered, which coverages you choose, and what type of residence you own. You choose which policy is best for you, whether it’s a comprehensive policy that covers losses such as fire, hail, smoke, falling objects, vandalism and theft of personal property, or whether it’s a policy that covers only specified losses.

    Common Homeowners Insurance Coverages

    These are some common coverages you typically see on a policy:

    Dwelling

    This is the portion of your policy that covers the actual structure (main house). The cost to replace your home can fluctuate from time to time based on the cost of raw material and labor, and of course, supply and demand. We’ll run a replacement cost analysis on your home to see how much it would actually cost if the worst happened and you had to rebuild.

    Other Structures

    This covers any structure on your property that is not permanently attached to your house, like fencing, driveways, sidewalks, and detached buildings like sheds and garages. Usually this coverage is 10% of whatever your Dwelling limit is, but can be increased if you need more coverage.

    Personal Property

    This covers all of your personal belongings like clothing, furniture, electronics, and appliances. Basically anything that would fall out of your house if you turned it upside down and shook out the contents.

    Loss of Use

    This covers your living expenses if you need to live somewhere else temporarily because your primary home is uninhabitable due to a loss.

    Medical Expense

    This covers medical expenses for guests if they are injured on your property, and in certain cases covers people who are injured off of your property. It does not cover health care costs for you or other members of your household.

    Family/Personal Liability

    Personal Liability Coverage applies if someone is injured or their property is damaged and you are to blame. The coverage generally applies anywhere in the world. When choosing your liability coverage limits, consider things like how much money you make and the assets you own. Your personal liability coverage should be high enough to protect your assets if you are sued. In some situations, an Umbrella policy may be necessary to provide extra coverage.

    How to get started with your homeowners quote:

    To get started on your quote.
    Contact Here
    Get a Fee Quotes

    Either way we’ll make the process simple!

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